Website policies
Legal & Privacy
The policies below explain how Insured By Antoine LLC handles information, the terms that apply when you use this website, and the terms for text-message communications.
Last Updated: September 25, 2026
Contents
Choose a section.
Section 1
Privacy Policy
This Privacy Policy explains how Insured By Antoine LLC collects, uses, shares, retains, and protects information when you visit this website, complete a form, request insurance or bond services, or communicate with us.
About us
Insured By Antoine LLC provides life insurance, small business insurance, and surety bond services. In this policy, “we,” “us,” and “our” refer to Insured By Antoine LLC. This policy applies to information collected through this website and through related communications with our agency.
Information we collect
We may collect information you choose to provide, including your name, email address, telephone number, mailing address, business or organization name, insurance or bond needs, appointment details, and the content of messages you send us. If you decide to pursue coverage or a bond, we may also collect information needed to request quotes, complete applications, support underwriting, service an account, or comply with legal and carrier requirements. Please do not submit sensitive personal or financial information through a general inquiry form unless we specifically direct you to an appropriate method.
Information collected automatically
When you use this website, we and our service providers may automatically receive limited technical information such as your IP address, browser type, device information, pages viewed, referring page, and the date and time of your visit.
Information from other sources
We may receive information from insurance carriers, general agencies, surety companies, service providers, referral sources, or other parties involved in providing the service you requested, as permitted by law.
How we use information
We may use information to respond to inquiries; discuss, quote, apply for, or service insurance and surety products; schedule and remind you about appointments; provide customer support and account or renewal information; communicate about services you requested; maintain business records; improve the website and our services; prevent fraud or misuse; and meet legal, regulatory, carrier, underwriting, or contractual obligations.
SMS communications and consent
If you provide your phone number through our website, chat widget, quote request, appointment scheduling, customer-service, or other form and affirmatively opt in, you consent to receive SMS messages from Insured By Antoine LLC related to customer care, insurance quotes, applications, policy updates and support, appointment reminders, renewal notifications, account information, and occasional promotions. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance, or contact us at antoine@insuredbyantoine.com or 662-205-5042. Consent is not a condition of purchase.
No sharing of mobile opt-in information
We do not sell, rent, or share your mobile number, mobile information, or SMS consent with third parties or affiliates for their marketing or promotional purposes. Mobile information may be disclosed to service providers that support message delivery or customer service, and when disclosure is required by law, but it will not be transferred for independent marketing.
Cookies and tracking
This website and its service providers may use cookies or similar technologies needed for site operation, security, performance, form functionality, analytics, or, when implemented, advertising measurement. These tools may collect technical and usage information. You can adjust cookie settings through your browser, although disabling some cookies may affect site functionality.
How we share information
We may share information with insurance carriers, general agencies, surety companies, underwriters, customer relationship management providers, website hosting providers, communications providers, payment processors, professional advisers, and other service providers that help us respond to your request or operate our business. We may also disclose information when required by law, to protect rights or safety, to prevent fraud or misuse, or in connection with a business transfer. We do not sell personal information. Information submitted through a third-party form or service may also be governed by that provider’s privacy practices.
Your privacy rights and choices
Depending on where you live and the law that applies, you may have the right to request access to, correction of, or deletion of certain personal information, or to ask about how it has been used or shared. You may withdraw consent where applicable, unsubscribe from marketing emails using the unsubscribe option in the message, and opt out of text messages by replying STOP. We may need to verify your identity before completing a request, and some information may be retained when required for legal, regulatory, contractual, fraud-prevention, or recordkeeping purposes.
Data retention
We retain personal information for as long as reasonably needed to provide requested services, maintain appropriate insurance and business records, meet carrier or surety requirements, resolve disputes, enforce agreements, and comply with applicable legal and regulatory obligations.
Data security
We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No website, email, text message, transmission, or storage system can be guaranteed completely secure, so please use care when sending sensitive information.
Children’s privacy
Our services and website are not directed to children under 18, and we do not knowingly collect personal information from children under 18. If you believe a child has provided personal information to us, please contact us so we can review and address the request.
Changes to this policy
We may update this Privacy Policy as our practices, services, or legal obligations change. The Last Updated date near the top of this page will be revised when an updated policy is posted.
Section 2
Terms of Service
These Terms of Service govern your use of this website and its content. By using this website, you agree to these terms. If you do not agree, please do not use the website.
General information only
The information on this website is provided for general educational and informational purposes. It is not legal, tax, financial, or accounting advice and is not a substitute for advice from a qualified professional who understands your circumstances.
Insurance and bond services
Website content, calculators, examples, discussions, forms, emails, and text messages do not constitute an insurance or surety contract, quote guarantee, binder, approval, or promise of coverage. No coverage or bond is effective unless and until all required information is provided, underwriting requirements are satisfied, the applicable carrier or surety approves the submission, any required premium or payment is received, and written policy, bond, binder, or other confirmation is issued by an authorized party. Product availability, eligibility, rates, premiums, coverage, exclusions, limits, terms, effective dates, and bond requirements are determined by the applicable carrier, surety, underwriting rules, and governing documents and may change.
No guaranteed result
Insured By Antoine LLC does not guarantee that any applicant will qualify for coverage or a bond, that any particular price or term will be available, or that a product will meet every need. Any illustration, estimate, or calculator result is informational and may differ from the final determination.
Your responsibilities
You agree to provide accurate, complete, and current information; use the website only for lawful purposes; avoid submitting another person’s information without authority; and refrain from attempting to disrupt, damage, gain unauthorized access to, or misuse the website, its forms, or related systems.
Intellectual property
Unless otherwise stated, the website design, branding, logos, text, graphics, and original content are owned by or licensed to Insured By Antoine LLC and are protected by applicable intellectual-property laws. You may view and use the content for your personal, noncommercial evaluation of our services. You may not reproduce, distribute, modify, sell, or exploit the content without prior written permission.
Third-party services and links
This website may use or link to third-party services, forms, scheduling tools, customer relationship management systems, insurance carriers, surety providers, or other websites. We do not control and are not responsible for third-party content, availability, security, terms, or privacy practices. Your use of a third-party service is subject to that provider’s terms and policies.
Disclaimer of warranties
To the maximum extent permitted by law, this website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, title, noninfringement, availability, or uninterrupted operation.
Limitation of liability
To the maximum extent permitted by law, Insured By Antoine LLC and its owner, representatives, service providers, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost data, or losses arising from or related to your use of or inability to use this website, reliance on its content, or use of linked third-party services. Nothing in these terms excludes liability that cannot lawfully be excluded.
Governing law
These terms are governed by the laws applicable to Insured By Antoine LLC, without regard to conflict-of-law principles, except where applicable law requires otherwise.
Changes to these terms
We may update these Terms of Service from time to time. Changes become effective when posted on this page, and the Last Updated date near the top will be revised.
Section 3
Messaging Terms & Conditions
These Messaging Terms & Conditions apply to SMS and text messages sent by or on behalf of Insured By Antoine LLC.
Program description
Messages may relate to customer care, insurance or bond inquiries, quotes, applications, appointments and reminders, policy or account servicing, renewals, requested information, support, and occasional promotions.
Opt-in and consent
You may opt in by providing your mobile number and affirmatively agreeing to receive text messages through a website form, quote request form, appointment scheduling form, customer-service form, chat, or another consent method presented by Insured By Antoine LLC. Your consent applies only to the number you provide. Consent to receive marketing text messages is not a condition of purchasing any product or service.
Message frequency
Message frequency varies based on your requests, appointments, applications, policy or bond activity, service needs, and communication preferences.
Message and data rates
Message and data rates may apply. Your mobile carrier’s rates and terms govern charges associated with receiving or sending text messages.
How to opt out
Reply STOP to any message to opt out. After you opt out, you may receive one final confirmation message. You may opt in again through an available consent method.
Help and support
Reply HELP for assistance. You may also contact Insured By Antoine LLC at antoine@insuredbyantoine.com or 662-205-5042.
Carrier disclaimer
Wireless carriers are not liable for delayed or undelivered messages. Delivery is subject to effective transmission by your carrier and is outside our control.
Supported devices and number changes
You are responsible for maintaining access to the mobile number you provide. If your number changes or is transferred to another person, notify us or opt out before discontinuing use of the number. You agree not to provide a number you do not own or have authority to use.
Privacy and mobile data
Your information is handled in accordance with the Privacy Policy on this page. We do not sell, rent, or share your mobile number, mobile information, or SMS consent with third parties or affiliates for their marketing or promotional purposes. Mobile information may be disclosed to service providers that support message delivery or customer service, and when required by law, but it will not be transferred for independent marketing.
Program changes and termination
We may modify, suspend, or discontinue the messaging program or these terms at any time, subject to applicable law. Updated terms will be posted on this page and identified by the Last Updated date.
Contact
Questions about these policies.
Contact us with questions, privacy requests, or messaging concerns.
Insured By Antoine LLC
Email: antoine@insuredbyantoine.com
Phone: 662-205-5042
