Small business insurance

Understand the risks. Build protection that fits.

Business coverage is easier to evaluate when you know what each policy is designed to address. Antoine helps you connect the coverage to the work you actually do.

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Two common protections

General liability and professional liability.

These cover different exposures. Some businesses may need one; others may need both.

01 / GENERAL LIABILITY

Claims involving people or property

General liability may address third-party bodily injury, property damage, and certain advertising-related claims, subject to policy terms.

Example: A visitor is injured at your business location.

02 / PROFESSIONAL LIABILITY

Claims involving your services

Also called errors and omissions insurance, this may address claims involving professional mistakes, omissions, advice, missed deadlines, or failure to perform services.

Example: A client alleges a costly error in your professional work.

The advisory process

Practical guidance, step by step.

A clear review can reveal what matters most before you compare options.

01

Learn the business

02

Identify the risk

03

Explain the options

04

Build the protection

Small Business Insurance Questions

What does general liability insurance typically cover?

General liability insurance can help protect a business from certain claims involving bodily injury, property damage, and some advertising-related injuries, subject to the policy terms and exclusions.

What is professional liability insurance?

Professional liability insurance, sometimes called Errors & Omissions insurance, can help address certain claims involving professional mistakes, omissions, advice, or failure to perform professional services.

Does every business need the same insurance?

No. Insurance needs depend on the work the business performs, its operations, contracts, customers, employees, property, and other exposures.

Can you help me determine what coverage my business may need?

Yes. The process starts with understanding how your business operates so the relevant risks and available coverage options can be discussed.

Can you help contractors and small business owners?

Yes. Insured By Antoine LLC works with small businesses and contractors to help them understand insurance and bond requirements related to their operations.

The next step

Let’s review your business.

Tell Antoine what your business does and what coverage questions you have.

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